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Should buyers get pre-approved on a mortgage and how long is it good for?

Category: Mortgage

1 Comment → “Should buyers get pre-approved on a mortgage and how long is it good for?”

  1. Sep 08, 2011

    I always recommend buyers get pre-approved before putting an offer for a property. This will allow you to be confident that you are able to afford the property and you can have leverage over other buyers in that you can waive financing as you have already been approved.

    The second reason I like pre-approval is that you may have been a victim of fraud and not even know it or there may be some surprises on your credit report you never knew about. Credit rating is a vital part of being approved for a Mortgage and the last thing you need is to complicate the process with surprises. As Identity theft is becoming increasingly prevalent, becoming pre-approved is a great way mitigate any issues.

    As a Mortgage Broker, I deal with dozens of lenders. Getting approved is simple and straight forward. Feel free to contact me and I’ll be more than happy to get you the best rate available and assist you through the process.


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